![]() ***** Late payments on loans may result in additional fees or collections activities, or both. That means we dont have a secure way to verify your identity. Please refer to the loan agreement for the exact payment amounts and payment schedule. Oops It looks like we dont have a phone number on file for you. **** The estimated payment(s) may vary slightly based on the date of loan origination. We always obtain prior separate customer authorization when trying to obtain additional consumer bank account information as a potential payment option. *** For underwriting and verification purposes only. We will consider these additional accounts to be part of the application process. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. ![]() Checking Resources Direct Deposit Get your pay safely and conveniently. ** COLLECTION AND USE OF BANK ACCOUNT INFORMATION: If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. Sign in to digital banking to opt in: Select the Account Services tab Find the Checking & Savings section Select Optional Overdraft Protection Service You can also call us at 1-88 or mail/fax us the OOPS Opt In form PDF. Unlike some lenders, LendingClub loan minimums do not vary by state. ![]() We do verify applicant information through national databases including, but not limited to, Clarity, Factor Trust, and CLVerify. LendingClub offers unsecured personal loans from 1,000 to 40,000, with the average loan being 15,800. ZocaLoans does not utilize Equifax, Experian, or TransUnion to perform traditional credit checks as part of our pre-approval process. We currently prohibit lending in Arkansas, Colorado, Georgia, Maine, Maryland, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, West Virginia, South Dakota, Massachusetts, Virginia, Connecticut, Illinois, and the District of Columbia. ![]()
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